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Phone: 203-525-8104
Clearpath Financial Services
Clearpath Financial Services LLC BBB Business Review
Clearpath Financial Services LLC BBB Business Review

Semi-Truck Financing

Semi-Truck And Trailer Financing For All Credit Scores

If All Truckers Were The Same, ClearPath Would Only Offer One Semi Truck Financing Program

But all Truckers are unique so ClearPath Financial offers a number of different Semi Truck Financing Programs to meet every situation. We customize our semi-truck financing programs including our bad credit semi-truck financing program to meet your needs. We provide financing options for large trucking companies with good credit and a fleet of trucks as well as single truck owner operators with challenged credit? And yes, everything in between.

Give us a call at 203-525-8104 and we will customize a Semi-Truck Financing Program just for you. 

Following are just a few examples of the Semi-Truck Financing Programs available:

Established Single Truck Owner Operators with Good Credit and Prior Financing

  • Trucks 6 years old or Newer
  • 1+ Years As An Owner-Operator
  • Private Party Sellers OK
  • 10% Down Payment
  • 36–60 Month Term
  • Competitive Rates

Owner Operators With Lower Credit Scores and/or No Prior Financing

  • Trucks 7 years old and Newer
  • Less than 650K Miles
  • No Minimum Credit Score
  • 36–60 Month Term
  • Start-Ups OK
  • New CDL Drivers OK
  • Minimum 25% Down Payment or Trade-In Required
  • Dealer Purchase Only


Structuring an approval for lower credit scores can be challenging in today’s financial environment. We DO NOT credit score when you have a 40% down payment. Additionally, if you own your current truck or trailer “free & clear,” we can help. Some restrictions do apply so give us a call for the details of this popular program.

  • Any Credit Score Considered
  • Start-Ups OK
  • Past Bankruptcies OK
  • Older Semi-Trucks Considered For This Program

Are You Ready To Get Started?

For the fastest approvals for semi-truck financing and bad credit truck title loans, click “Apply Online” and start the process today by completing our safe and secure credit application.

Apply Online

Our online credit application process is secure and easy. For the fastest response, apply now to get the funds you need to start or grow your business.

Apply Now

Download Application

Click the link below to download a PDF version of the application that you can fax to us.

Download Now


"Thank you for making our purchase a smooth transaction. Normally we would need to put a portfolio together to obtain any financing, but you guys made it simple and quick. We will definitely be in touch for future purchases. "
Hollis and Hollis Group
Clarskville, TN
"Thank you so much for all your help. ClearPath Financial was professional, speedy and very knowledgable in every aspect of the buying process. We have already highly recommended your services to other business owners in our area. We look forward to working with you again in the future."
Herrick’s Enterprises
Watertown, NY