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Phone: 203-525-8104
Clearpath Financial Services
Clearpath Financial Services LLC BBB Business Review
Clearpath Financial Services LLC BBB Business Review

THIS PROGRAM IS CURRENTLY UNAVAILABLE. Owner Operators with a “free & clear” title to a second truck should visit our Sale Leaseback/Title Loan page and give us a call at 203-525-8104.

Truck Repair Financing

Semi-Truck Repair Financing

Approvals Based On Truck Value, NOT Your Credit Score

WE KEEP YOU ROLLING with our semi-truck repair loan financing program!! Time is money and getting your Big Rig repaired and back on the road quickly is essential to your livelihood. Nothing can be more devastating than to deal with a breakdown and the hassles of a semi-truck repair loan.

We understand that your income is being negatively impacted and a quick truck repair loan e-financing solution is essential. Our Truck Repair Finance program is not only fast and efficient but the best part is  we base our approvals upon the value of your Big Rig NOT your FICO score. Even if your personal credit is badly damaged, ClearPath Financial can still get you the cash you need for that unexpected commercial truck repair or engine overhaul. Our semi-truck repair loans for bad credit can also get you back on the road with a same day approval.

Our semi-truck repair finance program is easy and straight–forward with most approvals issued within a few hours. We use your truck title as collateral for your truck repair loan so you must have a “free & clear” title to your truck. In some cases, we may be able to pay off a small amount that you may still owe to your current lender so please give us a call at 203-525-8104 to discuss this option.

There are many additional benefits to our Semi-Truck Repair Financing program such as no upfront fees, consideration for older trucks and to help you get back on the road more quickly, there are no inspection requirements. Additionally, owner-operator “do it yourself” repairs are routinely approved. Please take a moment to review our Frequently Asked Questions below to learn how our Semi Truck Repair loan program can benefit you and streamline the process to help get you back on the road.

Commercial Truck Repair Financing Made Easy


Q. Do you have a minimum amount that must be borrowed in your Truck Repair Financing program?

A. Yes. Our minimum amount is five thousand dollars. If your repair is less than $5000, we will pay the repair shop directly and fund you the difference in order to make-up the minimum requirements. You can use the additional money for future repairs, to pay bills that accumulated while the truck was down or for any other purpose.

Q. Do you require a “free & clear” truck title for your Truck Repair Financing?

A. Yes. Since the truck is our collateral for the funding, we require a clear title. In some cases, we can pay off your current lender plus pay for the repair. This can be a bit complicated so I suggest that you give us a call to discuss the details.

Q. Do you have a truck age limitation as part of your repair financing programs?

A. Older Peterbilt and Kenworth’s seem to hold their value so older trucks, in general, can be approved. Remember that we are using truck value (not credit score) so the age will have an impact on the truck’s value. In theory, there is not an age cut off but the older the truck, the smaller the amount that we are likely to lend.

Q. Do you require upfront fees such as a documentation fee or an inspection fee?

A. Our most popular Truck Repair Financing program does NOT charge any upfront fees. There is no inspection fee, no documentation fee and most of all, no advanced payment is required. Your first payment is not due until 30 days after we have paid for your repair.

Q. Can I select my own repair shop or do I have to go to a certified truck repair shop that you choose?

A. Yes, you can select your own repair shop. You can have the repair completed wherever you are most comfortable and wherever you feel that you can get the best deal.

Q. I am a trucker with experience as a diesel mechanic. Can I purchase my own parts and do the repair myself?

A. Yes, we have routinely approved truckers/mechanics who wish to do their own repairs.

Q. What is your typical term for repayment and can I select a daily or weekly payback term?

A. Our repayment terms are usually 24- 36 months. We have monthly billing and do not offer a daily or weekly billing repayment term.

Thank you for your interest in our Truck Repair Financing Program. Owner-operators may also be interested in some of our other programs available exclusively for truckers.  Feel free to check out the following:

Semi-Truck Financing – We offer a unique program financing older semi-trucks with additional collateral or larger down payments.

Semi-Truck Refinancing  – For those wishing to lower their monthly payment, we offer a program for truckers with better credit scores, at least 2 years’ time in business and a history of on-time payments.

Semi-Truck Title Loans – Unlock the equity in your “clear title”. Certain age restrictions may apply. Take the time to complete the “Get Started” form on our Sale-Leaseback Financing page.

Bad Credit Financing – We have multiple programs to help overcome challenging credit issues including additional collateral, real estate, cash flow, and larger down payments.

Apply Online

Our online credit application process is secure and easy. For the fastest response, apply now to get the funds you need to start or grow your business.

Apply Now

Download Application

Click the link below to download a PDF version of the application that you can fax to us.

Download Now


"Thank you for making our purchase a smooth transaction. Normally we would need to put a portfolio together to obtain any financing, but you guys made it simple and quick. We will definitely be in touch for future purchases. "
Hollis and Hollis Group
Clarskville, TN
"Thank you so much for all your help. ClearPath Financial was professional, speedy and very knowledgable in every aspect of the buying process. We have already highly recommended your services to other business owners in our area. We look forward to working with you again in the future."
Herrick’s Enterprises
Watertown, NY